March 2018: What did I buy.

*Side note: I decided to not call this a ‘No buy’ as I am I still purchasing things. Maybe Low Buy? Yeah, that doesn’t have the same ring to it. Will update with a new title when I have a better name for it.

March has been one of the most stressful seasons I have ever encountered. I am thinking on putting a number of things I can buy in a month (excluding transportation passes) but still continue with a no clothing buy.

I’m going to try my best to decrease the number of purchases in April as I am aiming to build a good savings buffer before moving out in the summer.

What did I buy:

  • Brunch with family
  • Coach Chelsea boots
  • Lunch x 5
  • Uniqlo blouse x 2
  • Salsa dance lessons

What did I not buy:

  • Vince Camuto blouse ($40)

No Buy – February 2018: What did I buy.

I put myself on a ‘No Buy’, for clothing or new tech, after setting a personal record in spending during the holiday season and noticed that I had spent a little over $3 000 on clothing over two years. It helped that work kept me in the office all February and out of stores.

To put it into perspective, that’s essentially two months worth of student loan payments. TWO MONTHS. I can’t even remember what I bought or how much I wore the items. Lesson here is, everything adds up and know your habits.

Clothing is my weakness. Back when I was younger, we would only have one shopping trip a year and that is because our grandfather wanted to treat us. My folks were (and still are) incredibly frugal as they came as immigrants with barely anything. So, now that I have disposable income, being able to buy clothing gives me a sense of freedom to do what I want and have what I want.

My ‘No Buy’ is not meant to deprive me of enjoying life but rather train healthy, financial habits. I like how I use to only buy clothes once a year, it made the purchasing that much more special. On the other hand, you can’t save as much money because certain items are cheaper during the end of certain seasons. In order to not pay ticket price and recreate the occasional purchasing trip, I have a list of pre-approved items:

  • Black Chelsea boots with 2-inch heel (specifically the Coach BOWERY boot) – $470
  • White blouse (Uniqlo) – $35
  • White flowy, button-down shirt (Uniqlo) – $35
  • Red dress (or any one-piece in that tone) – $100
  • Black blazer – $80
  • Black pair of jeans, solid, no-distressing (Levi’s) – $80
  • Merino Wool crew-neck, knit, sweaters x 2 – Uniqlo ($80)

Notice that most of them have a specific store assigned already. That’s from me doing research on what exactly I am looking for and prevents me from wandering off and seeing other things. These are all officewear as I have more than enough of ‘university/lounge-wear’ and not enough professional outfits. I identified that these should be the remaining pieces to have a well-rounded office wardrobe that I can wear many times over.

Finally, I think it would be really interesting to document what I wanted to buy and what I did end up buying this month.

What I bought:

  • Treated family to dinner
  • Reunion dinner with high school friends
  • A chicken soup because I felt sick that day
  • Tea x 2
  • Weekend Cottage/Snowboarding trip
  • Gift for Dad’s birthday

What I wanted to buy, but didn’t:

  • Gold chevron ring ($60.00)